Private Client · By Introduction
For families and individuals whose success has created complexity, Dekryption provides access to sophisticated wealth and tax structuring — including Private Placement Life Insurance — as part of an integrated strategic relationship.
The Quiet Corner of the Toolkit
For three decades, PPLI has been one of the most powerful — and least known — structures in wealth planning. Properly designed, a policy allows investment growth to compound free of current taxation, provides an income-tax-free death benefit, and integrates cleanly with trust and estate planning across jurisdictions.
It is institutional-grade architecture: open investment platforms, independent discretionary managers, regulated custody, and rigorous compliance. It is also not for everyone — fit depends entirely on individual circumstances, and the right answer is sometimes no.
Where Structure Creates Value
Hedge funds, private credit, taxable fixed income, and other strategies whose returns are meaningfully eroded by current taxation.
Founders and early investors holding substantial embedded gains — across traditional and alternative asset classes — seeking diversification within compliant, tax-advantaged frameworks.
Income-tax-free death benefit liquidity to fund estate tax exposure, equalize inheritances, and pass wealth without forced sales into adverse markets.
Wealth in one jurisdiction, residency in another — including pre-immigration planning, where timing is everything.
“The structure should serve the plan — never the other way around. We have walked away from cases where it didn't, and we always will.”
Our Role
Michael Kimelman serves as an advisor to Geneva Life Holdings, the parent of a boutique private placement insurance platform built for institutional scale — with billions in gross assets, reinsurance from A+-rated global reinsurers, Big Four audit, and an open-architecture investment platform spanning traditional and non-traditional asset classes.
Through this relationship, Dekryption clients gain informed access to one of the most capable PPLI platforms in the market — always in coordination with the client's own tax and legal counsel, who design and evaluate any strategy employed.
How It Works
A confidential discussion of your situation, objectives, and whether structured solutions merit exploration. No materials, no pitch — a conversation.
If there is a fit, your tax and legal advisors lead the structural design, with Dekryption and the platform's specialists supporting the analysis.
Structuring is coordinated with everything else we do for you — business strategy, investments, and the long arc of your family's plan.
Private client engagements are limited and typically begin by introduction. If you believe your circumstances warrant it, we welcome the inquiry.
Request a Private ConversationDekryption Ventures does not provide legal, tax, or insurance advice, and does not recommend any specific tax-planning technique. Private Placement Life Insurance is available only to qualified purchasers and accredited investors, and suitability depends entirely on individual facts and circumstances. Any strategy is designed and evaluated by the client's own qualified tax and legal counsel. References to Geneva Life Holdings and its affiliated carriers are descriptive of an advisory relationship and do not constitute an offer or solicitation of any insurance product or security.